The Cost of Procrastination Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Systematic Withdrawals in Retirement Taking regular, periodic withdrawals during retirement can be quite problematic. Extended Care: A Patchwork of Possibilities What is your plan for health care during retirement? Federal Income Tax Use this calculator to estimate your income tax liability along with average and marginal tax rates.